On the other hand, Chase's credit cardholders are incentivized to use the Ultimate Rewards portal via a higher redemption value. With Chase Sapphire Preferred, you receive 60,000 bonus points but must spend a minimum of $4,000 in purchases within your first three months of having the card. Both offer up to $50,000 in. The Platinum. The Chase Sapphire Preferred’s benefit package helps it snag top spots on many lists of the best credit cards across publications. Chase Sapphire Preferred vs. The Chase Sapphire Reserve and the Chase Sapphire Preferred Card. Luxury Card trio. 5 cents per point with the Sapphire. As NerdWallet explained: “I have the Chase Sapphire Preferred, and virtually nothing gives me more pleasure when I pay and the cashier notices how gorgeous that card is. Capital One Venture is a better credit card than Chase Sapphire Preferred because it gives more value over the long haul with its ongoing rewards rate of 2 miles / $1 spent on all purchases. For years, the Chase Sapphire Reserve® has been the gold standard credit card in the points and miles world – and for good reason. we actually think they are not direct competitors. Chase Sapphire. With the Chase Sapphire Preferred, you’ll earn at least 2 points for every dollar you spend on travel, 3 points on dining, select streaming services and select online grocery purchases, 60,000. Winner: Chase Sapphire Reserve. That means if you were to enroll on the very last day of this promotion, you would receive DashPass benefits through the end of 2025. Chase Sapphire Preferred® Card review: The best travel rewards card for less than $100?. Like most travel cards, it’s not a great option for carrying a balance. Chase Sapphire Reserve® points are even more valuable, worth 50% more when used for travel. Winner: Tie. Through March 2025, the Chase Sapphire Reserve offers 10x points on Lyft rides — a great return on spending — while the Sapphire Preferred Card offers 5x points. The Chase Sapphire Preferred® gives a $50 hotel credit when you book through the Chase Travel Portal vs the Chase Sapphire Reserve® which gets a broader $300 travel credit that is valid on travel purchases outside the Chase travel portal. The Citi Premier® Card is also a midlevel travel card with a $95 annual fee. Travel Through Chase Ultimate Rewards: When you use points to redeem for cash, each point is worth $. 25 cents per point when booking through the Chase Travel portal (instead of 1. 31, 2024, to take advantage of this perk. When redeemed for travel through the Ultimate Rewards portal, each point earned by the Chase Sapphire Preferred® Card is worth 1. For example, if you have 10,000 points on your Chase Freedom Flex, 30,000 points on your Ink Business Cash and 60,000 points on your Chase Sapphire Preferred, you can pool all your points onto. Pros Valuable food-related bonus categories Welcome offer is worth $750. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. Based on the hypothetical annual spending above, here’s the verdict: card_name: 51,300 Chase Ultimate Rewards points per year. The bottom line. The Chase Sapphire Reserve comes with a. The card is currently offering a sign-up bonus of 60,000 Ultimate Rewards points after you spend $4,000 on purchases in the first three months from. The Chase Sapphire Preferred is a top-tier credit card for frequent flyers, offering valuable rewards, flexible redemption options, and travel perks. $50 Annual Ultimate Rewards Hotel Credit:. If you love the CSR for its travel perks, you'll still be able to earn 2x points on travel and 3x on dining spending with the Chase Sapphire Preferred, which only carries a $95 annual fee and doesn't charge foreign transaction fees. For example, 50,000 points would be worth $625 in travel. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. Chase Freedom Flex℠*: Best for flexible. Earn 5% cash back on first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. CSP is a Visa Signature which is a tier below Visa Infinite, which is what the Venture X is. When you book hotels through the Chase travel portal, you’ll get up to $50 in statement credits per year to reduce the cost of your reservation. S. This is thanks to a 25 percent points boost for. In exchange, cardholders get airport lounge access, an annual $300 travel credit and higher earning rates on dining and travel purchases: Up to 10X points on Chase Dining purchases and hotels and rental cars booked through Chase. You must activate your subscription by Dec. Frequent travelers will also get a lot of value out of Chase Sapphire Reserve because it comes with a $300 annual travel credit. ago. That noted, there are plenty of. Only 22% of reviewers fell into the $3,000 to $5,000 range of the graph, while nearly a third of respondents reported receiving a credit limit of $10,000 or above. The value of Chase Ultimate Rewards points is what really sets the Chase Sapphire Preferred review apart from competitors, but it still has a lot of daily spending and travel perks. As mentioned earlier, the Chase Sapphire Preferred® Card has an annual fee of $95. Chase Sapphire Preferred® cost after using the travel credit is $45. They did it again in the spring of 2021, bringing back an 80,000-point offer on the Preferred Card. Welcome Offer: $300 cash bonus after spending $3,000 on purchases within 3 months from account opening. You can earn 100,000 Chase Ultimate Rewards points for opening a Chase Sapphire Preferred Card and spending $4,000 in 3 months. Getty Images Travel credit cards are a specialized type of credit card that earn points or miles you can. For many, the decision comes down to this simple cost. Bottom Line Chase Sapphire Preferred is one of the best credit cards for. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. 5 cents each if you have a Chase Sapphire. American Express® Business Gold Card: 70,000 Membership Rewards® points after spending $10,000 on eligible purchases within the first 3 months of opening an account. So, $95 - $50 -. The Venture X has a $395 annual fee ( rates & fees) while the. The Chase Sapphire Preferred Card has a limited-time increased welcome offer of 80,000 points, which you can earn after spending $4,000 on the card in the first three months from account opening. The most prestigious credit card is the invitation-only Centurion® Card from American Express (Amex Black Card), as well as The Platinum Card® from American Express, and the Chase Sapphire Reserve® card. The Chase Sapphire Preferred® Card is a premium travel rewards credit card (it’s made of metal, not plastic!) that earns 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining, 2X points on all other travel purchases, and 1 point per $1 spent on everything else. The Chase Sapphire Preferred® Card is one of the most recommended travel credit cards. The Chase Sapphire Preferred® Card is our best overall travel credit card for vacation rentals due to its reasonable $95 annual fee, generous earning rates and flexible rewards. The Chase Sapphire Preferred® Card is a great travel rewards credit card that offers valuable benefits and rewards. The Chase Sapphire Preferred Card is one of the most popular travel rewards cards out there and comes with a number of well-known benefits, as well as an 60,000-point bonus when you spend $4,000 on purchases within the first three months of account opening — all for a $95 annual fee. [ jump to details ] Arguably one of the most valuable travel credit cards thanks to a combination of ancillary benefits, the Chase Sapphire Preferred® Card. Chase Sapphire Preferred is still a great option, though, and it’s best for travelers who want a lot of value upfront. These bonus points may even be enough to earn a free domestic round-trip flight. If Sapphire Reserve is the gold medalist, then the Chase Sapphire Preferred® Card deserves a close silver in the travel rewards card competition. And as further proof of the fact that the Chase Sapphire Preferred® Card isn’t an entry-level model is the fact that a full 10% of users obtained a credit limit over $20,000. The new version of the lounge has snazzy. 3x points on travel booked via Chase Ultimate Rewards portal. 5, while Sapphire Preferred's earning rate is 5. I value Ultimate Rewards points at 1. The Premier slightly outperforms the Preferred on everyday spending categories, with 3x Citi ThankYou Points per dollar at supermarkets, gas stations and restaurants, and hotels. If you choose to use points and your Chase Sapphire Preferred credit card to pay for your purchase, each point will be worth $. Annual $50 hotel credit. » MORE: Best rewards credit cards To view rates and fees of the American Express® Gold Card , see this page . Simply put, the benefits of the Chase Sapphire Preferred are worth the $95 annual fee. Blue Cash Preferred® Card from American Express: Best for Entertaining at home. The Preferred card also gives you 60,000 Ultimate Rewards points after you spend $4,000 in purchases within the first three months. So, if you have 100,000 points, they are worth $1,250 when redeemed. It's official: Chase is in the airport lounge business. Ink Business Preferred Credit Card: Best for small business owners. 49%. There is a 0% introductory APR. The Chase Sapphire Preferred® Card and Chase Sapphire Reserve® are two of Chase’s top credit cards. It’s hard to argue against the Chase Sapphire Preferred® Card as the best travel rewards card for anyone taking their first peek behind the travel rewards. Remember that Chase Sapphire Preferred cardholders will receive up to a 25% bonus, while Chase Sapphire Reserve cardholders receive up to a 50% bonus. Although you don’t get lounge access, you can enjoy these travel benefits: 25% redemption bonus when booking travel through Chase. The Chase Sapphire Preferred® Card is a solid pick for cardholders who want valuable travel benefits without a high annual fee. Syspro: Best for manufacturing companies. The Southwest Priority card has a $149 annual fee—about $50 more than the Southwest Premier card. At a minimum, you could turn 100,000 points into $1,000 in cash-back, or $1,250 in travel purchases thanks to the 25% bonus through the Chase travel portal. 7 cents each, so to me, that’s a return of either 3. Chase Sapphire Reserve®. Fees and APR. The competition is stiffer, but the Reserve still edges out the Preferred (as it should). It has a generous sign-up bonus and you can earn points on. Chase Sapphire Preferred. Annual Fee: $95. Apply Now Learn more. Both cards have a variable APR between 18. Hopefully, this list gives you an idea of some competing credit cards that could better suit your travel needs. Chase Sapphire Preferred Card: Earn 60,000 bonus points after you spend. The Chase Sapphire Preferred offers cardholders up to $50 in annual Ultimate Rewards Hotel Credit and up to $10 in monthly Gopuff credit (through Dec. Free Subscription and Statement Credit to Instacart+ [$110] Chase Sapphire Preferred cardholders get a free 6-month membership to Instacart+, which offers free delivery on orders over $35, a 5% credit back on eligible pickup orders, and lowers the service fee from 5% to just 1. The Chase Sapphire Reserve®, a premium travel credit card, also comes with airport lounge access, an up to $300 annual travel credit and an up to $100 credit for Global Entry, TSA Precheck or. The Chase Sapphire Preferred and the Citi Premier have a lot in common: With sizable welcome bonuses, good returns on spending, transferable points, and manageable annual fees, they’re both excellent. 10% bonus points of your total purchases made the previous year, every account anniversary. The bottom line. Chase Sapphire Preferred is still a great option. The Capital One Venture Rewards Credit Card Rewards has a cash advance rate of $10 or 3% of the amount, whichever is greater. 49%. NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N. And the best-known of those competitors is the venerable Chase Sapphire Preferred® Card. 3x points on travel and dining: With Chase Sapphire Reserve, you can earn 3x points on all dining and travel purchases after the first $300. Best at Citibank: Citigold® by. The. Chase has basically realized that the weight raises customers’ dopamine levels. Basically, many Chase credit cards, including this one, are subject to what’s known as the 5/24 Rule, which means you won’t be approved for a Chase Sapphire Preferred® Card if you’ve opened five or more credit card accounts within the last 24 months. The Chase Sapphire Reserve and the Citi Prestige cards both offer superior benefits such as annual travel credits, airport lounge access and the ability to transfer points to airline and hotel loyalty partners. 25 cents. There are still good reasons to use the Chase Ultimate Rewards portal, and the Chase Sapphire Preferred’s up to $50 annual. Chase Sapphire Preferred Card: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Chase Sapphire Lounge by the Club. With the Chase Freedom Flex, you can earn $200 cash back after spending $500 in the first 3 months. Opt for pick-up. Annual fee. The Chase Sapphire Preferred® Card isn’t a credit card for everyone — you’ll need to have good to excellent credit to have a chance at getting approved. At Chase, you’ll need at least $500 in total monthly direct deposits. This is because the former offers a 50 percent points boost when points are redeemed in this manner, while the. 24% and 25. 7 Things to Know Before Getting the Chase Sapphire Preferred. The Chase Sapphire Preferred® Card’s current welcome bonus is 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. The Chase Sapphire Reserve comes with a. Chase Sapphire Preferred. Chase Sapphire Preferred 2023: Sapphire Shines a Bit Brighter. The. For a reasonable annual fee, the Chase Sapphire Preferred® Card earns bonus rewards (up to 5X) on travel, dining, select streaming services, and select online grocery purchases. At $95 per year, it offers a simple two miles per dollar spent. @m_adams. 25 cents per point). Rewards and benefits. The Chase Sapphire Preferred® Card is a popular travel rewards card – and for good reason. New cardholders of the Chase Sapphire Preferred can earn 60,000 points after spending $4,000 on purchases in the first three months of account opening. You can redeem both Membership Rewards and Ultimate Rewards for cash back plus a variety of. com. Rewards winner. Bankrate Score. Compare. In late October 2022, the first Chase Sapphire Lounge by the Club opened in Hong Kong airport in the West Hall of Terminal 1 (near gate 40). 5. However, since Chase Ultimate Rewards points are worth 1. Then Chase did the unthinkable: They leveled up to a record-setting 100,000-point bonus in June 2021. The Sapphire Reserve's most natural competitors are another card earning the same points but with a lower annual fee and two other premium travel credit cards. Although a credit score of 700 or above is typical for successful applicants, even college students with limited credit history and. Note that the Sapphire Preferred card is the little sibling of the $550-annual-fee premium Chase Sapphire Reserve® which may make the Preferred a more appealing card to apply for since the. 49%. Credit Cards. One of the most important factors is your credit score. Southwest® Rapid Rewards® Performance Business Credit Card. S. The Chase Sapphire Preferred doesn’t offer 5X on “all” airfare like Amex Platinum, but again, it’s a $95 a. The caps are higher with the benefits from Visa Infinite. The Chase Sapphire Preferred card sounds attractive with its $95 annual fee (as opposed to the Reserve card’s $550 annual fee). The Sapphire Reserve has a higher annual fee of $550 compared to the Preferred's $95. With the Freedom Flex, you earn $200 after spending $500 on. Both. (7,829 cardmember reviews) Sign in to apply faster Apply as a guest * Offer Details †. 31, 2024, or for a minimum of 12 months, depending on your activation date. The Chase Sapphire Preferred earns unlimited: 5x points on travel purchased through Chase Ultimate Rewards® (excluding hotel purchases that qualify for the $50 Anniversary Hotel Credit). In this area, the Chase Freedom Unlimited shines. 25 cents apiece, which means that these remaining points are worth more than $1,000 toward travel. Trip cancellation and interruption insurance up to $10,000 per person ($20,000. The Chase Sapphire Preferred Card earns 2x points instead of 3x points on travel when compared to the Chase Sapphire. These cards offer great benefits for travel, dining and everyday purchases. To file a claim over the phone, start by calling 888-320-9961. It also has CDs with low minimum opening deposits. Compare that with the Chase Sapphire Preferred® Card, long considered the travel credit card that opened the gate for dozens of subsequent competitors in an increasingly crowded market vying for. Without the initial bonus, you’ll need to spend. Using this card, you can earn 5X points on travel purchased through Chase Ultimate Rewards®; 3X points on dining, select streaming services, and eligible online grocery purchases; 2X points on all other travel purchases,. Overall, the 60,000 points are worth much more than $200, though you do have to spend a bit more to earn the bigger bonus. Still, Chase Sapphire Preferred points are only worth 1. While the Chase Sapphire Reserve comes with a $550 annual fee, the Citi Prestige charges its own high fee at $495. The Preferred ranges from 21. Capital One Venture is a better credit card than Chase Sapphire Preferred because it gives more value over the long haul with its ongoing rewards rate of 2 miles / $1 spent on all purchases. 2x points on dining and travel purchases. All three cards require applicants to meet high income and/or spending standards for approval. Annual. With the Chase Sapphire Preferred, cardholders can earn 60,000. Among the top cards in this category are the Chase Sapphire Preferred Card and the Capital One Venture Rewards Credit Card. Chase Sapphire Preferred has a bonus offer that provides new cardholders with 60,000 points after $4,000 spent within the first 3 months — a great deal. With the Chase Sapphire Preferred, you’ll earn at least 2 points for every dollar you spend on travel, 3 points on dining, select streaming services and select online grocery purchases, 60,000. Dream bigger with the Disney Premier Visa Card from Chase. However, with the Chase Sapphire Reserve, you’re able to redeem your points at 1. Chase Sapphire Preferred Travel Benefits. 25 cents each within the Chase Ultimate Rewards® portal. Once you get the hang of it, the lineup of transfer partners available with the Chase Sapphire Preferred is stellar. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. Runner-up: American Express® Gold Card. Insider pegs Chase Ultimate. Sapphire Banking is Chase’s second-highest banking product with Chase Private Client being in the top spot. Annual Fee: $550. The Chase Sapphire Preferred also comes with two huge advantages that make it stand out from the competition — and well worth the $95 annual fee. Amex Gold welcome offer. The card carries a $95 annual fee. Deciding between two rewards credit cards often is just a matter of comparing the rewards you'll. Also, the Venture X comes with cell phone insurance. With the Chase Sapphire Reserve, you would earn 131,000 Chase Ultimate Rewards points per year—24,000 points on regular purchases, 60,000 points on airfare, 18,000 points on dining, 9,000 points. S. Each account anniversary, cardmembers will receive bonus points equaling 10% of total purchases that year. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®The Chase Sapphire Preferred® Card is the winner over Chase Freedom Flex℠. Daily Newsletter. These cards are cheaper than “premium” cards with annual fees in the $500-$700 range, but $95 is still a. The Chase Sapphire Preferred Card is one of the most popular travel rewards cards out there and comes with a number of well-known benefits, as well as an 60,000-point bonus when you spend $4,000 on purchases within the first three months of account opening — all for a $95 annual fee. Here’s why the $95 annual fee is worth it: Chase Sapphire Preferred® Card. Maintain $5,000 average daily balance in all Chase accounts and linked investment accounts. It has the same 1:1 transfer partners as the Chase Sapphire Reserve® and a similarly robust sign-up bonus: Earn. You can use your Ultimate Rewards to book flights through the Chase Travel portal. Best at Chase: Chase Premier Plus Checking℠. Chase Sapphire Preferred Card. To compare two very different welcome bonuses, we considered the relative return on investment of each. The Chase Sapphire Reserve® has a welcome offer of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. Chase’s success with the Reserve card was difficult for. Additionally, it offers flexible point redemption options, no foreign. The Chase Sapphire Preferred charges a variable APR of 21. Lyft rides through March 2025. Chase Sapphire Lounge by the Club. If you’re comparing these two rewards cards based only on their annual fees, the American Express Gold Card wins due to its much lower annual fee of $250. With that in mind, let me share the four areas where you can get significantly more value with the Sapphire Reserve than the Sapphire Preferred. @m_adams. There is a limited-time increased welcome offer available on the Chase Sapphire Preferred® Card, offering up to 90,000 points after spending $6,000 in the first six months of card membership. The Chase Sapphire Preferred is currently offering a welcome bonus of 60,000 Ultimate Rewards points after spending $4,000 within three months. Work out your way — from HIIT rides to walks and hikes to strength training, and more:. Morgan Reserve card is the heaviest credit card we know about, weighing 27 grams. However, we value Chase points at 2 cents per point, making 100,000. Winner: Blue Cash Preferred® Card from American Express. The credit card company finally opened its first Sapphire Lounge over in Hong. The Chase Sapphire Reserve® is one of the most well-known premium credit cards on the market. Points are worth. Citi® Double Cash Card: Best for flat-rate cash back. Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus. Both the Venture and Sapphire Preferred have a $95 annual fee, so this is a clear tie. That’s worth up to $1,000 in travel. “I have three cards from Chase: Freedom, Amazon, Southwest, with a total. Chase Sapphire Preferred® Card: Best for beginners. Rewards Program Agreement. The Priority offers 7,500 bonus points each cardmember anniversary year, a $75 annual Southwest. The Chase Sapphire lounge at HKG opened in October 2022, making it the first Sapphire lounge to open. One of the biggest differences between the two Sapphire cards off the bat is the annual fee. The Chase Sapphire Preferred® Card has many of the same credit card travel insurance benefits as the Chase Sapphire Reserve®. In 2016, Chase cannonballed into the premium credit card market with an offer many found irresistible. Sapphire Reserve: Reserve Dethroned. The Chase Sapphire Reserve annual fee is $550 per year. Sapphire Reserve: Rewards and bonuses. 25 cents per point through the Ultimate Rewards travel portal. To see how Chase Ultimate Rewards stack up against the competition, we researched each program's transfer partners. The Chase Sapphire Preferred is best for award travel beginners who want an introduction into the world of points and miles. Annual fee: The Chase Sapphire Preferred® Card charges a $95 annual fee. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. To get you started, new cardmembers can earn 60,000 bonus points after spending. The card recently introduced additional category bonuses to sweeten the deal: 5% on travel purchased through Chase. When applying for the Chase Sapphire Preferred credit card, you’ll need good to excellent credit. 40,000 bonus points after spending $3,000 in first 3 months. Right now, the standard welcome offer on the Chase Sapphire Preferred card is 80,000 Ultimate Rewards® points, earned after spending $4,000 in three months. There are a few factors that Chase looks at before approving the Chase Sapphire Preferred® Card. And if you’re already a loyal Sapphire Preferred. The Chase Sapphire Preferred® Card is one of the most popular travel rewards credit card on the market. It is less travel-focused than the Chase Sapphire Preferred, and offers a well-rounded rewards program and greater. In addition to the card benefits, the Sapphire Reserve is an excellent card for earning and redeeming rewards. Points are worth 1. Capital One Venture vs. The Amazon Secured Card is a no-annual-fee credit card—but cardholders are required to maintain an active Amazon Prime membership in order to earn rewards, which can cost as much as $139 per. 25 cents per point: Chase Sapphire Preferred ® Card; Chase Sapphire ® Card (no longer open to new applicants)After years of sitting on the sidelines in the travel rewards card market – dominated by banks like Chase and American Express with points you can transfer to hotels and airlines – it looks like Wells Fargo is finally looking to get in on the action. With the Chase Sapphire Preferred, you can earn 60,000 points after spending $4,000 in the first 3 months. For those who don’t travel as often though. Chase Sapphire Reserve® is the winner over the Citi Prestige® Card . The $95 annual fee for the Chase Sapphire Preferred and the $95 annual fee ( rates & fees) for Capital One Venture Rewards can reduce your earning potential with either card. That’s worth up to $1,000 in travel. $95. To get you started, new cardmembers can earn 60,000 bonus points after spending. The card offers a decent rewards rate on every purchase you make, though it also charges a modest annual fee. Chase Sapphire Preferred 2023: Sapphire Shines a Bit Brighter. The Chase Sapphire Preferred is designed for frequent and casual travelers. Sapphire is our premier credit card for travel and dining. U. The bank behind the ultra-popular Chase Sapphire Preferred® Card and Chase Sapphire Reserve® has been working for years to build its own branded lounges dubbed the Chase Sapphire Lounge by The Club. With the Chase Sapphire Reserve, your points are worth 1. 49% to 28. 25 cents per point, making them slightly less valuable when redeeming via the Chase Portal. Winner: Chase Sapphire Preferred® Card. There is a limited-time increased welcome offer available on the Chase Sapphire Preferred® Card, offering up to 90,000 points after spending $6,000 in the first six months of card membership. To compare two very different welcome bonuses, we considered the relative return on investment of each. Balance transfer fee. 60,000 Ultimate Rewards points after you spend $4,000 within three months. If you would otherwise put a significant amount in travel purchases on the card, then the. There are plenty of quality credit cards competing with the Chase Sapphire Reserve credit card. In the fall of 2020, Chase launched an 80,000-point bonus on the card for several months – at the time, its biggest welcome offer ever. Shelle Santana discusses how protagonists Pam Codispoti and Eileen Serra shifted their focus to retaining customers. The Chase Sapphire Reserve® has a welcome offer of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. The 60,000 points new account bonus is also worth a minimum of $600 ($750 booking travel through Chase), which covers the annual fee for many years. Using the Chase Travel Portal. 25 cents each if you have a Chase Sapphire Preferred® Card or 1. How to upgrade from Chase Sapphire Preferred to Reserve. While that’s less than some premium travel cards charge, including the higher-end Chase Sapphire Reserve®, you. Best at Chase for travelers: Chase Sapphire℠ Banking. The nearly 12,000-square-foot lounge is a redesign and rebrand of the Club Lounge that existed in the space pre-COVID. Let’s refer back to our earlier spending scenario. The Chase Sapphire Reserve credit card was one of the hottest product launches in 2016, enthusiastically received by millennial consumers, a group that had previously eluded JPMorgan Chase and its competitors. Both the Sapphire Reserve and Amex Platinum have a high annual fees: $550 and $695 respectively (see rates and fees). Chase Sapphire Reserve is a better credit card overall because its points are more valuable. A “good” FICO Score ranges from 670 to 739, a “very good” score is 740 to 799 and an. Points are worth 1. Chase Sapphire Reserve Fees. The Chase Sapphire Preferred earns 2x points on travel purchases. The nearly 12,000-square-foot lounge is a redesign and rebrand of the Club Lounge that existed in the space pre-COVID. Both cards charge a $95 annual fee and waive foreign. The Chase Sapphire Preferred doesn’t offer 5X on “all” airfare like Amex Platinum, but again, it’s a $95 a year card, instead of $695 like Amex Platinum. 5-3-1. 95 per service call, while the Chase Sapphire Reserve card offers 4 free service calls valued up to $50 each per year. It is less travel-focused than the Chase Sapphire Preferred, and offers a well-rounded rewards program and greater. Rewards: Earn 1. That's $750 when you redeem. They did it again in the spring of 2021, bringing back an 80,000-point offer on the Preferred Card. New cardholders signing up for the Chase Sapphire. 5. The Best SAP Competitors of 2023. You won't have Priority Pass lounge access any longer, but you'll still be. Chase Ultimate Rewards ® are. In addition to the card benefits, the Sapphire Reserve is an excellent card for earning and redeeming rewards. The Chase Sapphire Preferred® Card comes with a bonus of 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. Unlike many other competitors, SoFi offers access to member benefits such as career services and access to credentialed financial advisors -- all for free. These cards are cheaper than “premium” cards with annual fees in the $500-$700 range, but $95 is still a. Best at Bank of America: Bank of America Preferred Rewards. The Chase Sapphire Preferred’s welcome bonus, on the other hand, is worth $750 when you book travel through the Chase Ultimate Rewards portal. Among the Citi credit cards lineup, the Citi Premier ® Card is a mid-tier travel card that offers plenty of ways to earn rewards. Approval Factors for Chase Sapphire Preferred. The Chase Sapphire Preferred also has a 1:1 point transfer rate to Chase’s travel partners. AmEx points can give outsized value too, but only when. Best for Trip. 9% on all orders. In turn, its 60,000-point bonus is worth $750 in travel. How much value you get from your Chase Ultimate Rewards points will depend on how you redeem them. Capital One Venture Rewards Credit Card. com. Chase’s Competitors Respond. Both are solid choices, but the Chase Sapphire Preferred boasts higher point values and travel. 1% in that category. Who shouldn't get the Sapphire Preferred? While many travelers should apply for the Chase Sapphire Preferred Card, certain types of travelers shouldn't go for the card. Welcome Bonus. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. Points are worth. The Sapphire Reserve has a higher annual fee of $550 compared to the Preferred's $95. Chase briefly offered a sign-up bonus of 100,000 points in June. 5 cents per point through the travel portal while the Chase Sapphire Preferred and Chase Ink Business Preferred cards each get 1. The Chase Sapphire Preferred's 60,000-point bonus can be worth up to. Chase is offering 60,000 bonus points for new cardmembers who spend $4,000 on purchases in the first three months from account opening. The Chase Sapphire Reserve has the broadest Priority Pass membership, allowing you to visit Priority Pass-affiliated restaurants, spas and suites — which most other cards don't permit. 31, 2025. Chase Sapphire Preferred cardholders can call 1-888-320-9961 while in the U. Sapphire Preferred offers an initial bonus worth $750 in travel through Chase, and it gives 5 points per $1 spent on travel purchased through Chase, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases. 49% to 28. As a premium (read: annual fee-charging) travel card, Chase Sapphire Preferred has two advantages over the Chase Freedom in this respect: a 25% redemption bonus when you redeem your rewards for.